Overview
Most households save into a 401(k), an IRA, or a brokerage account without ever stress-testing whether the mix is right. We help you optimize contributions, account types, and tax treatment so your savings work as hard as you do.
What you can expect
- ◆Right-sized contributions across 401(k), IRA, Roth, and HSA
- ◆Roth conversion analysis when the math supports it
- ◆Catch-up strategies for households age 50+
- ◆A clear runway from today to your retirement date
Questions worth asking
- ?Are you using the right account type for each dollar?
- ?Could a Roth conversion lower lifetime taxes?
- ?Do you have a contribution plan, or just a contribution habit?