Our Team
One trusted advisor. A full playbook. Built around your family.
Dale Dicks leads with advanced strategy and education. Sage One Financial supports every client relationship for the long term — so your plan stays in motion long after the first meeting.
Founder · Trusted Wealth Advisor
Dale Dicks
Maj USMC (Ret'd) · Certified Financial Education Instructor (CFEI)
For more than 25 years, Dale has helped families and pre-retirees make smart choices about their money — translating complex financial decisions into a clear, written plan so the legacy they leave behind is clarity, not chaos.
He specializes in advanced strategies including cash flow management, wealth building, tax minimization, and legacy planning. As a retired Marine Corps Major and CFEI, Dale brings discipline, candor, and a teacher's mindset to every conversation.
Dale is also an engaging speaker and trainer, known for captivating audiences and turning dense financial topics into practical decisions families can act on with confidence.
5 Public Square, Ste 301 #A23 · Hagerstown, MD 21740
How we work together
A coordinated approach to your plan.
Insurance & Income
Dale
Life, health, annuities, and income protection — plus asset optimization and tax-minimization strategy.
Investments & Tax
Bryan
Fiduciary investment advice, tax-aware planning, and sustainable retirement income.
Client Care
Ellen
Operations, scheduling, and day-to-day client support so your plan keeps moving.
Fiduciary Financial Planner
Bryan Daly, CFP®, RICP®
With more than 30 years of experience, Bryan helps families turn complex money decisions into clear, written plans through education, transparency, and fiduciary advice. He is the founder of New Life Financial Planning, LLC.
601 Heritage Drive, Suite 204 · Jupiter, FL 33477
Why the CFP® matters for you
The CERTIFIED FINANCIAL PLANNER™ designation is widely regarded as the gold standard in financial planning. Earning it required rigorous coursework in retirement, investments, tax, insurance, and estate strategies; a comprehensive board exam; thousands of hours of real-world planning experience; and an ongoing fiduciary commitment to clients' best interests.
Why the RICP® matters in retirement
The Retirement Income Certified Professional® designation, awarded by The American College of Financial Services, focuses specifically on retirement income — Social Security, Roth conversions, tax-efficient withdrawals, long-term care, Medicare, and managing sequence-of-returns risk so income lasts.
Royal Fund Management
SEC-registered investment adviser; Bryan serves as an Investment Adviser Representative.
Charles Schwab
Custodian and clearing partner — a trusted leader in client asset protection.
Gallagher's Life & Annuity
Brokerage access to premium carriers for life, long-term care, and annuities.
Office & Client Operations
Ellen Daly
Ellen handles administrative operations for the team — coordinating client interactions and supporting the day-to-day workflows that keep the practice running smoothly.
She excels at making the office run on time: answering calls and emails, managing schedules, and clearing the path so the planners can stay focused on helping clients.
Transparency & Credentials
Education, ethics, and experience you can verify.
Military Leadership
Retired Major, United States Marine Corps — years of leadership, management, and human-capital training experience.
CFEI Certification
Certified Financial Education Instructor — qualified to teach personal finance concepts in plain language to families and groups.
25+ Years in Practice
Decades of guiding clients through cash flow, wealth building, tax-efficient strategy, and legacy planning.
Sage One Financial
Learn more about Dale's practice at sageonefinancial.com.
Ready for a simple conversation?
No pressure — just clarity about your next best move.
Schedule a consultation